Let's get OnTrack to stay OnTrack

The High Speed Train (HST)

The ICE in Germany, the TGV in France or the AVE in Spain: all high-speed trains with a minimum speed of 190 mph, going from one major city to another. You settle down for a quick trip, and all of a sudden you have arrived.

The HST Package is for someone who:

  • Is familiar with Dave Ramsey’s 7-Baby Steps and usually follow them.

  • Has read some of Dave’s books and/or may have attended FPU.

  • Can handle any financial emergency at any time.

  • Likes having a budget, but may not always hold to it.

  • Has a solid retirement plan and usually sticks to it.

The HST Package: This is a one-time, 2-hour coaching session to examine how you are doing with the 7-Baby Steps, by looking at your Financial Snapshot to discover any missing strategies. Just like an HST we will quickly go from departure to arrival.

Get OnTrack to stay OnTrack.

 


The Long-Hauler Train (LHT)

The typical Long-Haul freight train in the US is over 100 ‘cars’ of rolling stock, usually 1-mile long, pulled by 3-4 engines, can hit speeds of 70-80 mph pulling thousands of tons of cargo, and runs 24-7, virtually non-stop. Nonetheless, they take a long time to reach their destination.

The LHT Package is for someone who:

  • May or may not be familiar with Dave Ramsey's 7 Baby Steps

  • Knows what they want to get started, but needs a simple 1-2-3 plan put together

  • Wants to learn and use the 7-Baby Steps to move toward financial stability

  • Realizes they want control of their assets, from now until their final destination

  • May have been through the HST sessions but would like added sessions

The LHT Package: There are three coaching sessions in this package. The first is a 1 ½ - 2-hour consultation to understand your current financial picture and come up with a plan. Session #2 will be a review of your plan to see your progress, and the final session is to establish your goals in each of the areas of debt reduction, emergency funds, retirement, insurance, and home purchase. Like a typical long-hauler, we will make a few stops along the way until your approach toward financial stability. Get OnTrack to stay OnTrack.

 
 

The Local Commuter Train (LCT)

The Local Commuter Train (metro) makes multiple stops daily, runs various routes, and serves anyone and everyone. You can’t get to your final stop until you have passed the others.

The LHT Package is for someone who:

  • Is a beginner in controlling their income and out-go.

  • Wants to learn and use the 7-Baby Steps to move toward financial stability

  • Has multiple financial ‘pain points’ that need resolution, but could take a while

  • Believes that continued accountability will be helpful over a longer period of time

  • May have been through the LHT sessions but still have financial concern

The LCT Package: There are 18 coaching sessions in this package. The first is a 1 ½ - 2-hour consultation to understand your current financial picture and come up with a plan.  We will meet every other week during the first 6 months. All other sessions will be a monthly financial check-in to review your action plan, with focused attention on any specific pain points. I will be available to you during the 12-months, as needed, between sessions.  All 7-Baby Steps will be addressed as you develop strong habits that move you toward financial peace and hope. Get OnTrack to stay OnTrack.

Plans